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Board of directors

Francisco de Lacerda - Chairman & CEO

Until 2008, Francisco had a 25 years career in retail, commercial & investment banking, during which he was CEO of Banco Mello and Member of the Executive Board of Directors of Millennium BCP, a large listed Portuguese bank with relevant operations in Central & Eastern Europe, for which he was responsible. He then held various positions with large Portuguese listed entities, including CEO of CIMPOR - Cimentos de Portugal, an international cement group operating in 12 countries and one of the 5 leading companies in market cap at NYSE Euronext Lisbon, and Non Executive Director and Member of the Audit Committee of EDP Renováveis, the world's #3 renewable energy company.

Dionízia Ferreira - Executive Director

As Member of the Board of Directors of CTT she is responsible for the Business Units of Mail and Express & Parcels (CTT Expresso, Tourline (Spain) and CORRE (Mozambique)) and for the Retail Network. With 18-year professional career in commercial and retail banking at Barclays Bank, Banco Mello, Millennium BCP and BP. From 2003 to 2007 she was Commercial and Marketing Director at CTT, having been responsible for the operational and strategic marketing of the retail network, SME and Large Accounts. For two years, she held the role of Chief Executive Officer of Payup.

André Gorjão - CFO Executive Director

He is responsible for the Financial Services Business Unit and for the Regulatory and Competition area. With a professional career of 16 years in commercial and investment banking at the Santander Group, he has held various positions in Portugal and abroad. He joined the Bank's Corporate Finance team in 1996 and later headed the cross boder team in the Fines and Acquisitions area where he was responsible for several acquisitions in Latin American countries. In 2000, he was appointed Director of Corporate Banking, responsible for the creation of Santander's Global Clients Department and for relations with the main Portuguese business clients of the bank. He advised Sonae in the acquisition of Modelo Continente to Carrefour and the Américo Amorim group in the acquisition of 33.34% of Galp Energia among many other important transactions in Portugal, Spain and Brazil. In 2007, he was appointed Executive Director of Credit Markets in Portugal, at which time Santander was Bookrunner in many issues of Eurobonds and Mandated Lead Arranger in some of the most important financing of projects and acquisitions in the renewable and infrastructure sectors in Portugal

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